While you don’t need to visit a branch to have a credit card and earn rewards, you do have the option of visiting a brick-and-mortar location. bank by assets, with more than 4,800 domestic branches. is the largest credit card issuer on the market, according to market tracker Nilson. The Chase Sapphire Preferred® card, for instance, has 5% cash back for travel booked through Chase, but it also offers 2% cash back on travel booked via other platforms, along with 3% cash back on a grab bag of other categories-dining, online grocery shopping (excluding big-box and warehouse stores) and popular streaming services-and 1% on other purchases. Road warriors and jet-setters might want to consider if they would get more mileage out of a dedicated travel rewards credit card. Travel junkies who get their kicks ferreting out deals from online travel agencies or via direct booking with a hotel or airline company might find the requirement of booking through Chase to be a drawback-and Freedom Unlimited also charges a 3% foreign transaction fee. For instance, if your assumed annual spending of $36,000 only includes $5,000 worth of travel, rewards in a typical year would add up to $715-a few bucks less than the $720 you would earn with our top cash back pick, the Wells Fargo Active Cash. Homebodies, though, might be better off with a straightforward cash back card. Although Freedom Unlimited offers 3% on drugstore and restaurant purchases, its top rate for travel is what makes this card stand out. With a 5% cash back rewards rate for travel booked through the Chase Ultimate Rewards portal, people itching to hit the road again after Covid can rack up some impressive rewards, especially in the first year, when you can earn an additional 1.5% cash back on up to $20,000 in purchases, for a total of 6.5% cash back on travel booked through Ultimate Rewards.
0 Comments
Leave a Reply. |
AuthorWrite something about yourself. No need to be fancy, just an overview. ArchivesCategories |